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Financial Choices

Flexible Solar Financing Options

Going solar doesn't have to require heavy upfront costs. We offer purchase, loan, and lease arrangements tailored for Arizona homeowners to start saving on day one.

Compare Options
The Pathways

Purchase, Loan, or Lease

Choose the solar path that best fits your household budget and long-term financial goals.

Maximum ROI

Direct Purchase

Buy your solar array directly. This option delivers the fastest payback, the highest lifetime savings, and increases your home value immediately.

Eligible for 30% Federal Solar Tax Credit (ITC).
No monthly solar payments.
Increases equity and property value.
Get Purchase Quote
0% Down Financing

Solar Loan

Own your solar system without paying upfront cash. Swap your utility bill for a lower, predictable loan payment and start saving on electricity immediately.

Eligible for 30% Federal Tax Credit.
Low-interest, flexible term periods (10-25 yrs).
System ownership once loan is completed.
Apply for Loan
Worry-Free Savings

Solar Lease

Pay only for the solar energy generated at a low, locked rate. A lease is ideal for homeowners who want immediate savings without system ownership duties.

$0 upfront cost. Start saving from day one.
Includes complete system maintenance & repairs.
24/7 active performance monitoring.
Request Lease Info
Comparison

Financing Side-By-Side

Analyze how purchase, loan, and lease arrangements compare across core ownership factors.

Factor Direct Purchase Solar Loan Solar Lease
Upfront Cost Full system purchase price $0 Down options available $0 Down options available
Monthly Payment None Fixed loan payment (10-25 yrs) Low fixed lease payment (20-25 yrs)
Federal Tax Credit (30%) Homeowner receives 100% of benefit Homeowner receives 100% of benefit Lessor receives benefit (reflected in lower rate)
Maintenance Responsibilities Homeowner (covered by equipment warranty) Homeowner (covered by equipment warranty) Solarize My Home (100% covered)
Ownership Status Homeowner owns immediately Homeowner owns upon loan payoff Solarize My Home owns, leases use of equipment
Long-Term Financial Benefit Highest lifetime savings Significant savings over time Steady, predictable immediate savings
Calculator

Estimate Your Solar Savings

Input your average monthly electric bill to calculate estimated savings under each financing structure.

$

Your Customized Savings Estimates

Direct Purchase

$0
Estimated 25-Yr Savings

System Payback Period:

0 Years

Best financial return. Increases home equity instantly. Eliminates utility bills.

Best Choice

Solar Loan ($0 Down)

$0/mo
Lifetime Savings: $0

Own your solar system with zero cash out of pocket. Swap electricity bills for a cheaper loan payment.

Solar Lease ($0 Down)

$0/mo
Lifetime Savings: $0

Hassle-free operation. We maintain the system while you pay a reduced, predictable rate for clean energy.

Let's Find the Perfect Financing Plan for You

Speak with one of our Phoenix-based residential solar consultants to run credit pre-approvals, analyze utility solar policies, and match you to the correct option.

Request Financial Consultation